THINGS YOU NEED TO KNOW ABOUT THE BUSINESS NEWS

by Suzana

A business news or business journalism is one type of journalistic that focus on covering and reporting the business, economic, and financial matters. This kind of news usually covers the news and articles about the influential people, places, and issues associated with the business world. You can call the people who cover the business news as the business journalists. They focus on reporting the up to date information about economic, business, and financial issues. Almost all the media could provide news about the business world, but a business journalism is more detail and deep in giving the information. Here are some media that well known for providing the economic and business news.

The Wall Street Journal

At first, The Wall Street Journal only focusing on reporting the economic and business news. But nowadays, they also cover the other news such as sports and politics issues. As the developing of the internet and digital era, The Wall Street Journal also start to enter the online news market. You can find the economic and business news easily on the online. Now The Wall Street Journal form special economic coverage teams that focus on the macro-economy issues.

Forbes

Forbes Magazine is also one of the popular magazines for many businessmen all around the world. It was published 26 edition annually. Forbes Magazine covers all the pieces of information about the business as well as strategies to improve the business.

Bloomberg

Bloomberg L.P is a multinational mass media company that expanded to the global news. Including television news, radio, internet, and social media. It has a specific business news which is Bloomberg Businessweek. It provides any business problems with a deep analysis of the people and companies. You can also find many business news that is trending today all around the world.

If you are interested in starting a global business, you need to get more knowledge from all around the world. You can search some of the business news above and learn from it.

HOW TO CREATE A BUSINESS WEBSITE THAT ATTRACTS THE VISITORS?

by Suzana

If you are an entrepreneur that has just started a business, you need to create a business website. It could be a window or store for your business so that the customers can get enough information about the products and services you offered. It works in the same way with the social media in term of promoting your products and services. But having this makes your business looks more professional and the customers can get the information easily. Here are some things you need to create a business website that attracts the visitors.

Responsive Website Design

Many people tend to use smartphone or tablet to do online business. It should be responsive and convenient for all kind of devices. You need to check if your business website already compatible with all the devices.

Branding Identity

It should be the representative of your business. So it has to create a specific branding for your business. Your business website must have a consistent layout display in term of the logos, fonts, colors, and language. Design your business website with your business identity. Maximize the potential of the business website so that you can get many visitors and potential customers for your business.

Simple And Clear Navigation

It should be easy to navigate for the customers’ satisfaction. The customers need a website that easy to explore and full of informative contents. A friendly business website will attract more visitors and invite more customers.

A Visible Contact Person

Prospective customers need to contact you for further information. You need to put a visible contact person on this. This is one of the most important things because an online business that easy to contact is more friendly, transparent, and trusted. The customers will trust your business and the products if the could contact the business owner easily.

Informative

It should be filled with informative contents. You need to explain all the products information in detail so that the customers could read it easily. Put an interesting and informative headline to your business website. It will attract more customers to your products.

TIPS ON START A SUCCESSFUL ONLINE BUSINESS

by Suzana

In the last 10 years, online business has been growing rapidly all around the world. It is all because it offers many conveniences to both of customers and sellers. Many sellers don’t have to rent the offline store. The customers don’t have to come to the store to find what they need. Both parties get the advantages as long as they trust each other. People only need to have a smartphone and computer to do the transactions. If you are interested to start an online business, you need to learn some trick first. Because there are already many people that do the same business and become your competitors. If you don’t have a different point from the other competitors, it would be hard to succeed. Here are some tips on starting a successful online business you can try.

Prepare The Capital

One of the most important variables in starting a business both offline and it is the capital. The capital is not always related to the money. But also the human resources, willingness, and consistency. If you are interested to start an online business you need to prepare the capital well.

Decide The Products

The other important thing to start an online business is choosing the product to sell. You could conduct some simple survey to see what is trending now in the market. Start to sell the products you like could be helpful, because you already know which one is good and where you can find the products easily. Selling a unique product could be better because there will be fewer competitors for your online business.

Plan The Concept

Planning the online business is a thing you must do before starting the business. You can compare many websites or online stores that sell the similar products and analyze each of that online stores. Find the good point and recreate it into your business concept. Make it better than the other competitors so that you can get more customers later.

Promote Well

After you start the online business, you need to promote it well so that it will get a lot of customers. You can offer some promo and discount as the introduction of your online business. Invite the customer to see what products you are selling. Design your website well so that many customers interested in the websites and the products.

THE SMALL BUSINESS EVERYONE CAN START

by Suzana

Nowadays, the current trend to become entrepreneurs have been growing rapidly. Whether it is a side small business if you already a have a main job or your main business. Many entrepreneurs usually started their business from a small business that needs a little capital. In addition to getting the capital easily, the risk of the small business is also quite low. Here is a list of small business that you can try to start.

Product Reseller

The reseller business is the best choice to do because it is one of the small business that only needs a small capital. It can be your side business if you already have a main job at the company. You only need a smartphone to start this small business. With the development of internet and digital era, become product reseller could be very easy. You only need to apply to the product agents and then promote the products to your friends, families, or neighbors. It could be even better if you already working at the company because you already have a lot of acquaintances that could be your prospective customers. The most trending products for women nowadays are fashion items and cosmetics items.

Snack Business

Selling snack is one of the small business which needs small capital but gives you a rapid turnover. Almost every day many people buy snacks from the mini-marts to snacks while working in the office or relaxing at home. You can start this small business by making your own snacks or buy it from the bigger producers and resell it. If you work at the office, you can promote the snacks to your office mate. You can also take advantages of the social media to promote the products online.

Laundry

If you live in a dense population area and the majority of the residents are workers and students you can start the laundry business. The most suitable small business for this kind of area is laundry business. Usually, the workers and the students are busy working and don’t have enough spare time to wash their dirty clothes or shoes. But you need a few more money to start this business. You have to buy a laundry washing machine, irons clothes, perfume and other supporting equipment.

New Posts, Journal Articles And Videos From Entrepreneur

by Suzana
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Search For Desktop Assist

by Suzana
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Small Business News Articles

by Suzana
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Small Enterprise News Articles

by Suzana
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Hampshire Chamber Of Commerce ~ Hampshire Chamber Of Commerce

by Suzana
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What are the differences between working capital and small business loans?

by Suzana

On the surface, it may seem that there is not much difference between working capital and an SME.  After all, one may argue, it is granted to the business and the unit can apply it to business purposes as per choice. However, this is not true. The main difference lies in the timing aspect. In accounting, there is a concept called as a matching concept. This means that a long-term debt should be applied for long term capex purposes. Alternatively, a short-term working capital loan should be applied for operational expenses. A mismatch can lead to serious solvency crisis for the business. There is a difference between working capital and small business loans and we shall study that in this article.

Understanding Small Business Loans

Small business loans are extended by banks to business owners. The criteria to be eligible for such loans include a business operating period of at least 3 years, good personal as well as business credit scores and strong financial performance.

The banks insist on submission of assets such as property, equipment and/or vehicles that can be used as collateral cover. In the event of a default, the asset may be liquidated to recover the dues.

A small business loan application involves detailed documentation and submission of substantial supporting documents. The approval process is long drawn and time-consuming as the valuation of the assets has to be undertaken by a competent valuer. There is still a high chance that after the long waiting period and frequent correspondence with the bank, the loan may still be rejected.

It is mandatory thatan SME loanis used specifically for the purpose stated in the loan application. For example, if the funds were requested to purchase afixed asset, then the funds can only be applied for capex purpose. There is no scope to deviate from the initially declared usage, even if the business owner comes up with a better reason.

There is a heavy prepayment penalty in case of paying the dues and attempting to settle the loan.

Understanding a Working Capital Loan

A working capital loan isa relatively flexible business financing option. It is mainly availed to fund the routine business expenditure namely raw material purchase, payment to suppliers, wages and other operating expenditure. It can be obtained even by a new, relatively nascent business. This is because, irrespective of the vintage or size of the business, every business would undertake business activities.

A working capital loan application can be obtained from a fintech lender by an online application. In case the loan amount is less than Rs 10 lakhs, the evaluation process is complete within a day. Once sanctioned, the loan amount is directly credited to the registered bank account of the borrower.

In addition, business owners can use the funds for any operating purpose. The fintech lenders do not monitor or mandate the usage of the funds.

The repayment facility is also flexible in case of working capital loan. Rather than a lumpsum repayment, a regular, periodic repayment is made to the lender. Fintech lenders also enable early servicing of the loan with foreclosure charges.

In conclusion, while applying for a business loan, one must bear in mind the difference between a small business loan apply and working capital loan. Generally, a business loan implies a secured loan offered by banks. On the other hand, a working capital loan in the nature of unsecured business finance can be easily obtained from a fintech lender for business operations. Many times, the terms are used interchangeably in a loose manner with business loans broadly being categorized as secured or unsecured loans. Further, each of the above two segments offer short term working capital loans and long tenure term loans for capex needs.

The Economist

by Suzana
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